Help center
Payments & Payouts
Bank transfer, PayPal, wire, USD, NGN, taxes.
- Do ebook prices include VAT, and how does it affect my royalty?Many countries add VAT/sales tax on top of (or within) the ebook price at checkout; stores handle it. Here's how VAT affects what readers pay and you earn.
- Does Chiify withhold tax from my earnings?Whether tax is withheld depends on your country and the tax form on file. Chiify may require a form before payout. Always consult a tax professional.
- How do I add or change my payout method?Go to Settings → Payouts, pick US bank, international wire, PayPal, or Naira, and enter your details. Changes apply to your next payout. Here's how.
- How do I download invoices and statements?Download subscription invoices and earnings statements from your billing and payouts settings for your records and your accountant. Here's where.
- How will I get paid by Chiify?Chiify pays monthly on the 15th via US bank (ACH), international wire, PayPal, or Nigerian Naira local transfer. Pick your method in dashboard settings.
- I got an email that my payment settings changed but I didn't change anythingTreat this as a security alert: reset your password immediately, enable 2FA, check your payout details, and contact support. Here's exactly what to do.
- Nigerian tax basics for Chiify incomePractical tax guidance for Nigerian authors earning from international book sales — not tax advice, but the mechanics.
- Payout methods: NGN, PayPal, USD wire, US ACHEvery way Chiify can pay you, with minimums, timing, and fees.
- Tax forms explained: W-9, W-8BEN, and W-8BEN-EUS-based authors complete a W-9; non-US individuals a W-8BEN; non-US companies a W-8BEN-E. Here's which form applies and why it matters for payouts.
- What is the minimum payout threshold?Each method has a minimum: $10 (US ACH and PayPal), $50 (international wire), ₦20,000 (Naira). Below it, your balance rolls over. Here's how it works.
- What tax documents will I receive from Chiify?Depending on your country and earnings, you may receive year-end tax documents for your records. Here's what to expect and how to use them.
- When will I receive my earnings? The payout schedule explainedChiify pays on the 15th of each month for balances over your method minimum. Store reporting lags 30–60 days, so plan for that delay.
Start distributing your books worldwide
Keep 100% of your royalties — no exclusivity, no setup fees.