How do I add or change my payout method?

Go to Settings → Payouts, pick US bank, international wire, PayPal, or Naira, and enter your details. Changes apply to your next payout. Here's how.

Last updated 2026-06-15

You can set or change how Chiify pays you at any time, from Settings → Payouts.

Steps

Open Settings → Payouts.
Choose a method:

- US bank (ACH) — $10 minimum. - International wire — $50 minimum. - PayPal — $10 minimum (use the email on your PayPal account). - Nigerian Naira local transfer — ₦20,000 minimum.

Enter the required details and save.

When it takes effect

Changes apply to your next monthly payout (the 15th). If you change methods right before payday, the new details are used going forward. See when will I get paid.

Keep it accurate

Double-check account numbers and your PayPal email — a wrong detail is the most common reason a payout fails. If you ever get a notice that your payment settings changed and you did not change them, reset your password and turn on two-factor authentication immediately.

Still need help? Open a ticket from your dashboard or email [email protected] — a real person replies.

How will I get paid by Chiify?

Chiify pays monthly on the 15th via US bank (ACH), international wire, PayPal, or Nigerian Naira local transfer. Pick your method in dashboard settings.

What is the minimum payout threshold?

Each method has a minimum: $10 (US ACH and PayPal), $50 (international wire), ₦20,000 (Naira). Below it, your balance rolls over. Here's how it works.

Does Chiify withhold tax from my earnings?

Whether tax is withheld depends on your country and the tax form on file. Chiify may require a form before payout. Always consult a tax professional.

Tax forms explained: W-9, W-8BEN, and W-8BEN-E

US-based authors complete a W-9; non-US individuals a W-8BEN; non-US companies a W-8BEN-E. Here's which form applies and why it matters for payouts.

How do I download invoices and statements?

Download subscription invoices and earnings statements from your billing and payouts settings for your records and your accountant. Here's where.

I got an email that my payment settings changed but I didn't change anything